Health cover that follows you home, wherever home is.
Norka Care Plus brings Group Mediclaim (GMC) and Group Personal Accident (GPA) insurance to every Norka Roots ID card holder — a single scheme built to protect the people who built their lives abroad and their families back in Kerala.
For thousands of Malayali families with a member working overseas, a single medical emergency back home can undo years of careful saving. Norka Care Plus was built to close exactly that gap — turning the Norka Roots ID card into a gateway for real, usable insurance protection.
01 What is Norka Care Plus?
Norka Care Plus is a dedicated insurance initiative for Norka Roots ID card holders — Non-Resident Keralites registered with the Government of Kerala's NORKA (Non-Resident Keralites Affairs) department — and their families. Developed by Akshaya Dynamic Solutions under the Akshaya Group, the platform gives members a fully digital way to enrol in, manage, and claim against a Group Mediclaim (GMC) and Group Personal Accident (GPA) insurance scheme.
Rather than each family shopping individually for a policy, the scheme pools Norka Roots members together, which keeps premiums accessible while still offering flexible sum-insured options that scale from an individual member up to the full family.
02 What the scheme actually covers
The scheme is built around two complementary covers, so a family is protected against both everyday medical costs and sudden accidental risk:
Group Mediclaim (GMC)
Financial protection against hospitalisation and medical emergencies for the member and enrolled family, with a choice of sum insured to match household needs.
Group Personal Accident (GPA)
Cover against accidental injury, disability, or death — a safety net for the risks that come with life and work far from home.
Flexible sum insured
Choose a coverage tier for an individual member or the whole family, so the premium always matches the protection a household actually needs.
Digital-first claims
Policy enrolment, member management, and claim-related assistance all happen inside the app — no paperwork chasing from overseas.
03 Who can enrol
The scheme is designed specifically around NORKA's own community, so eligibility is straightforward:
- ✓ You hold a valid Norka Roots ID card, issued by the Government of Kerala's NORKA department.
- ✓ You want to extend medical and accident cover to eligible family members, not just yourself.
- ✓ You'd rather manage a policy from your phone than through paperwork, wherever you're currently based.
- ✓ You want transparent policy terms backed by trusted insurers, without needing to compare providers yourself.
04 How enrolment works
The entire journey — from checking eligibility to holding an active policy — is designed to be completed on the Norka Care Plus platform in a handful of steps:
Verify your Norka Roots ID
Sign in and confirm your ID card details to unlock the scheme.
Add your family members
Include the dependants you want covered under the same policy.
Choose your sum insured
Compare coverage tiers and pick the option that fits your household's needs and budget.
Complete enrolment
Review policy details and confirm — your GMC and GPA cover is now active.
Manage & claim in-app
Track your policy, update details, and get claim-related support whenever you need it.
05 Frequently asked questions
Do I need to be currently working abroad to enrol?
Norka Care Plus is built around the Norka Roots ID card, which is issued to registered Non-Resident Keralites. If you hold a valid Norka Roots ID, you and your eligible family members can enrol.
Can I insure my family, or only myself?
The scheme is a family-oriented policy. You can choose a sum insured that covers just yourself or extend it to your family, depending on the household's needs.
How do I file a claim?
Claims are initiated and tracked from within the Norka Care Plus platform, which offers dedicated claim-related assistance so you're not navigating the process alone.
Is my data safe on the platform?
The platform is built with secure data handling as a core requirement, since it manages sensitive identity and health-related information for every member.
Ready to protect your family?
Visit the official Norka Care Plus platform to check your eligibility, compare sum-insured options, and complete enrolment in a few minutes.
This article is an independent summary written for informational purposes. Norka Care Plus is developed and operated by Akshaya Dynamic Solutions (Akshaya Group). For official, up-to-date policy terms, sum-insured options, premiums, and enrolment, please refer to the official platform at norkacareplus.akshayagroup.net.in.